/* =========================================================
   CONSTRUCTION LENDING — fintech/crypto design system
   Shared across all pages. Dark, motion-forward, glassy.
   ========================================================= */

@import url('https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@400;500;600;700&family=JetBrains+Mono:wght@400;500;600&family=Inter:wght@400;500;600;700&display=swap');

:root{
  /* base */
  --ink:#070A12;
  --ink-2:#0B1020;
  --ink-3:#10182B;
  --panel:rgba(255,255,255,.035);
  --panel-2:rgba(255,255,255,.06);
  --line:rgba(255,255,255,.09);
  --line-2:rgba(255,255,255,.16);
  --text:#EAF0FA;
  --muted:#8A98B4;
  --muted-2:#5D6B87;

  /* signature accents */
  --lime:#3FA9FF;
  --cyan:#35E0C9;
  --violet:#6D8BFF;
  --blue:#2E7DFF;
  --grad:linear-gradient(100deg,var(--lime) 0%,var(--cyan) 45%,var(--violet) 100%);
  --grad-soft:linear-gradient(120deg,rgba(63,169,255,.18),rgba(53,224,201,.14),rgba(109,139,255,.18));
  --glow-lime:0 0 0 1px rgba(63,169,255,.4), 0 8px 40px -8px rgba(63,169,255,.35);

  --radius:18px;
  --radius-lg:26px;
  --maxw:1200px;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
  --display:'Space Grotesk',var(--sans);
  --mono:'JetBrains Mono',ui-monospace,SFMono-Regular,Menlo,monospace;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--sans);
  background:var(--ink);
  color:var(--text);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
a{text-decoration:none;color:inherit}
img,svg{display:block;max-width:100%}
::selection{background:rgba(63,169,255,.28)}

/* Ambient background: gradient orbs + grid, fixed */
body::before{
  content:"";position:fixed;inset:0;z-index:-2;
  background:
    radial-gradient(680px 520px at 12% -6%, rgba(109,139,255,.20), transparent 60%),
    radial-gradient(720px 560px at 92% 4%, rgba(53,224,201,.16), transparent 62%),
    radial-gradient(600px 600px at 60% 108%, rgba(63,169,255,.10), transparent 60%),
    var(--ink);
}
body::after{
  content:"";position:fixed;inset:0;z-index:-1;pointer-events:none;
  background-image:
    linear-gradient(rgba(255,255,255,.028) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.028) 1px,transparent 1px);
  background-size:54px 54px;
  mask-image:radial-gradient(ellipse 100% 80% at 50% 0%,black,transparent 78%);
}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 26px}
.section{padding:110px 0;position:relative}
.section.tight{padding:78px 0}

/* Typography */
h1,h2,h3,h4{font-family:var(--display);line-height:1.05;letter-spacing:-.02em;font-weight:600}
h1{font-size:clamp(40px,6.4vw,78px)}
h2{font-size:clamp(30px,4.6vw,52px)}
h3{font-size:clamp(20px,2.4vw,26px)}
p{color:var(--muted)}
.lede{font-size:clamp(17px,2vw,21px);color:#B7C2D6}

.mono-label{font-family:var(--mono);font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--cyan);display:inline-flex;align-items:center;gap:9px}
.mono-label::before{content:"";width:22px;height:1px;background:var(--cyan);opacity:.7}
.grad-text{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
/* logo gradient stops follow the active palette */
.lg0{stop-color:var(--lime)}.lg1{stop-color:var(--cyan)}.lg2{stop-color:var(--violet)}
.eyebrow-chip{display:inline-flex;align-items:center;gap:8px;font-family:var(--mono);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--text);
  background:var(--panel);border:1px solid var(--line);padding:7px 14px;border-radius:100px}
.eyebrow-chip .dot{width:7px;height:7px;border-radius:50%;background:var(--lime);box-shadow:0 0 12px var(--lime);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.35}}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--sans);font-weight:600;font-size:15px;
  padding:14px 26px;border-radius:12px;cursor:pointer;border:1px solid transparent;transition:transform .18s ease,box-shadow .25s ease,background .2s;position:relative;overflow:hidden}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--grad);color:#07120A;box-shadow:0 8px 30px -8px rgba(53,224,201,.5)}
.btn-primary:hover{box-shadow:0 12px 44px -8px rgba(63,169,255,.6);transform:translateY(-2px)}
.btn-primary::after{content:"";position:absolute;top:0;left:-120%;width:60%;height:100%;
  background:linear-gradient(90deg,transparent,rgba(255,255,255,.55),transparent);transform:skewX(-20deg);transition:left .6s}
.btn-primary:hover::after{left:130%}
.btn-ghost{background:var(--panel);color:var(--text);border-color:var(--line-2)}
.btn-ghost:hover{background:var(--panel-2);border-color:var(--cyan);color:#fff}
.btn-lg{padding:16px 32px;font-size:16px}

/* Header */
.site-header{position:sticky;top:0;z-index:100;transition:background .3s,backdrop-filter .3s,border-color .3s}
.site-header.scrolled{background:rgba(7,10,18,.82);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px}
.nav-links{display:flex;align-items:center;gap:30px}
.nav-links a{font-size:14.5px;color:#C4CEE0;font-weight:500;transition:color .2s;position:relative}
.nav-links a:hover{color:#fff}
.nav-links a.active{color:#fff}
.nav-links a.active::after{content:"";position:absolute;left:0;bottom:-6px;width:100%;height:2px;background:var(--grad);border-radius:2px}
.nav-cta{display:flex;align-items:center;gap:12px}
.brand{display:flex;align-items:center;gap:11px}
.brand .word{font-family:var(--display);font-weight:600;font-size:18px;letter-spacing:-.01em;color:#fff}
.brand .word b{font-weight:700}
.brand .tag{font-family:var(--mono);font-size:8.5px;letter-spacing:.3em;color:var(--cyan);text-transform:uppercase;display:block;margin-top:2px}
.brand-lockup{width:auto;display:block}
.site-header .brand-lockup{height:54px}
.site-footer .brand-lockup{height:46px}
@media(max-width:900px){.site-header .brand-lockup{height:48px}}
@media(max-width:380px){.site-header .brand-lockup{height:42px}}

/* ===== Chat widget ===== */
.chat-fab{position:fixed;right:22px;bottom:22px;z-index:120;width:58px;height:58px;border-radius:50%;border:none;cursor:pointer;background:var(--grad);box-shadow:0 12px 32px -8px rgba(63,169,255,.55);display:flex;align-items:center;justify-content:center;transition:transform .2s}
.chat-fab:hover{transform:translateY(-2px) scale(1.04)}
.chat-fab svg{width:26px;height:26px;display:block}
.chat-fab .x{display:none}
.chat-fab.open .bubble{display:none}
.chat-fab.open .x{display:block}
.chat-panel{position:fixed;right:22px;bottom:92px;z-index:121;width:366px;max-width:calc(100vw - 32px);background:var(--ink-2);border:1px solid var(--line-2);border-radius:20px;box-shadow:0 34px 80px -22px rgba(0,0,0,.85);overflow:hidden;transform-origin:bottom right;transform:translateY(18px) scale(.97);opacity:0;pointer-events:none;transition:.24s cubic-bezier(.2,.7,.2,1)}
.chat-panel.open{transform:none;opacity:1;pointer-events:auto}
.chat-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:15px 16px;background:linear-gradient(120deg,rgba(63,169,255,.18),rgba(53,224,201,.12) 72%);border-bottom:1px solid var(--line)}
.chat-id{display:flex;align-items:center;gap:11px}
.chat-av{width:40px;height:40px;border-radius:12px;background:var(--grad);flex:0 0 auto;display:flex;align-items:center;justify-content:center}
.chat-id b{display:block;font-family:var(--display);font-size:15px;color:#fff;line-height:1.15}
.chat-status{font-size:12px;color:var(--muted);display:flex;align-items:center;gap:6px}
.chat-status .on{width:7px;height:7px;border-radius:50%;background:var(--lime);box-shadow:0 0 8px var(--lime)}
.chat-x{background:transparent;border:none;color:var(--muted);font-size:22px;line-height:1;cursor:pointer;padding:2px 6px;border-radius:8px}
.chat-x:hover{color:#fff;background:var(--panel)}
.chat-body{padding:16px;max-height:min(64vh,520px);overflow-y:auto}
.chat-bubble{background:var(--panel);border:1px solid var(--line);border-radius:14px;border-top-left-radius:4px;padding:12px 14px;font-size:14px;color:#D4DCEC;line-height:1.5;margin-bottom:14px}
.chat-form .field{margin-bottom:12px}
.chat-form .row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.chat-form textarea{min-height:82px}
.chat-send{width:100%;justify-content:center;margin-top:2px}
.chat-note{font-family:var(--mono);font-size:10px;color:var(--muted-2);text-align:center;margin-top:10px;letter-spacing:.02em}
.chat-alt{font-size:12.5px;color:var(--muted);text-align:center;margin-top:14px}
.chat-alt a{color:var(--cyan)}.chat-alt a:hover{color:#fff}
.chat-success{text-align:center;padding:16px 6px}
.chat-success .ok{width:52px;height:52px;border-radius:50%;background:var(--grad-soft);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;margin:0 auto 12px;font-size:24px;color:var(--lime)}
.chat-success p{font-size:14px}
@media(max-width:760px){
  .chat-fab{bottom:86px;right:16px;width:54px;height:54px}
  .chat-panel{right:12px;left:12px;bottom:150px;width:auto;max-width:none}
}
.menu-btn{display:none;background:var(--panel);border:1px solid var(--line);color:#fff;width:44px;height:44px;border-radius:11px;font-size:20px;cursor:pointer}
@media(max-width:900px){
  .nav-links{position:fixed;inset:78px 0 auto 0;flex-direction:column;gap:0;background:rgba(7,10,18,.97);backdrop-filter:blur(16px);
    border-bottom:1px solid var(--line);padding:10px 0;transform:translateY(-12px);opacity:0;pointer-events:none;transition:.25s}
  .nav-links.open{transform:none;opacity:1;pointer-events:auto}
  .nav-links a{padding:15px 26px;width:100%}
  .nav-links a.active::after{display:none}
  .menu-btn{display:inline-flex;align-items:center;justify-content:center}
  .nav-cta .btn-ghost{display:none}
}

/* Cards / panels */
.card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:28px;position:relative;transition:transform .25s ease,border-color .25s,box-shadow .3s}
.card:hover{border-color:var(--line-2)}
.glass{background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.02));backdrop-filter:blur(8px)}

/* Section heads */
.sec-head{max-width:64ch;margin-bottom:52px}
.sec-head h2{margin:16px 0}
.sec-head.center{margin-inline:auto;text-align:center}

/* Grids */
.grid{display:grid;gap:20px}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:980px){.g-4{grid-template-columns:repeat(2,1fr)}.g-3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.g-2,.g-3,.g-4{grid-template-columns:1fr}}

/* Feature icon tile */
.itile{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;
  background:var(--grad-soft);border:1px solid var(--line);color:var(--lime);font-size:22px;margin-bottom:18px}

/* Stat */
.stat b{font-family:var(--display);font-size:clamp(34px,4.6vw,58px);letter-spacing:-.03em;line-height:1;display:block}
.stat span{font-family:var(--mono);font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:10px;display:block}

/* Deal ticker / marquee */
.marquee{overflow:hidden;position:relative;border-block:1px solid var(--line);padding:16px 0;
  -webkit-mask-image:linear-gradient(90deg,transparent,black 8%,black 92%,transparent);
          mask-image:linear-gradient(90deg,transparent,black 8%,black 92%,transparent)}
.marquee-track{display:flex;gap:44px;width:max-content;animation:scrollx 42s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-item{display:flex;align-items:center;gap:12px;font-family:var(--mono);font-size:14px;color:#C4CEE0;white-space:nowrap}
.marquee-item .amt{color:var(--lime);font-weight:600}
.marquee-item .dotsep{width:6px;height:6px;border-radius:50%;background:var(--cyan)}
@keyframes scrollx{to{transform:translateX(-50%)}}

/* Reveal animations */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}.reveal.d4{transition-delay:.32s}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* Floating orbs (decorative, in-flow sections) */
.orb{position:absolute;border-radius:50%;filter:blur(60px);opacity:.5;z-index:-1;pointer-events:none;animation:float 14s ease-in-out infinite}
.orb.lime{background:rgba(63,169,255,.5)}
.orb.cyan{background:rgba(53,224,201,.45)}
.orb.violet{background:rgba(109,139,255,.5)}
@keyframes float{0%,100%{transform:translate(0,0) scale(1)}33%{transform:translate(24px,-30px) scale(1.08)}66%{transform:translate(-20px,18px) scale(.96)}}

/* Pill list */
.pill{display:inline-flex;align-items:center;gap:8px;font-family:var(--mono);font-size:12.5px;color:#C4CEE0;
  background:var(--panel);border:1px solid var(--line);padding:8px 14px;border-radius:100px}
.pill .k{color:var(--lime)}

/* Table */
.tbl{width:100%;border-collapse:separate;border-spacing:0;font-size:14.5px;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.tbl th,.tbl td{padding:16px 18px;text-align:left;border-bottom:1px solid var(--line)}
.tbl th{font-family:var(--mono);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);background:rgba(255,255,255,.02)}
.tbl td{color:#D4DCEC}
.tbl tr:last-child td{border-bottom:none}
.tbl td strong{color:#fff;font-family:var(--display)}

/* CTA band */
.cta-band{position:relative;overflow:hidden;border:1px solid var(--line);border-radius:var(--radius-lg);
  background:linear-gradient(120deg,rgba(109,139,255,.14),rgba(53,224,201,.10) 60%,rgba(63,169,255,.10));padding:64px 40px;text-align:center}

/* Footer */
.site-footer{border-top:1px solid var(--line);padding:64px 0 34px;margin-top:40px;background:rgba(7,10,18,.6)}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px;padding-bottom:34px;border-bottom:1px solid var(--line)}
.foot-grid h4{font-family:var(--mono);font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:16px}
.foot-grid a{display:block;color:#B7C2D6;font-size:14.5px;margin-bottom:10px;transition:color .2s}
.foot-grid a:hover{color:var(--lime)}
.disclaimer{font-size:11.5px;color:var(--muted-2);line-height:1.7;padding-top:22px}
.copyr{font-size:12.5px;color:var(--muted);margin-top:16px;display:flex;gap:14px;flex-wrap:wrap;align-items:center}
@media(max-width:760px){.foot-grid{grid-template-columns:1fr 1fr}}

/* Hero-specific */
.hero{position:relative;padding:78px 0 90px}
.hero h1{margin:22px 0 24px;max-width:16ch}
.hero .lede{max-width:56ch;margin-bottom:36px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-visual{position:relative}

/* Animated mini dashboard (platform/hero) */
.dash{background:linear-gradient(180deg,rgba(255,255,255,.06),rgba(255,255,255,.02));border:1px solid var(--line-2);border-radius:var(--radius-lg);padding:22px;box-shadow:0 40px 90px -40px rgba(0,0,0,.8)}
.dash-row{display:flex;align-items:center;justify-content:space-between;padding:13px 0;border-bottom:1px solid var(--line);font-size:14px}
.dash-row:last-child{border-bottom:none}
.dash-row .lbl{color:var(--muted);font-family:var(--mono);font-size:12.5px}
.dash-row .val{font-family:var(--display);font-weight:600}
.bar{height:8px;border-radius:6px;background:rgba(255,255,255,.08);overflow:hidden;margin-top:6px}
.bar>i{display:block;height:100%;border-radius:6px;background:var(--grad);width:0;transition:width 1.4s cubic-bezier(.2,.7,.2,1)}
.badge-ok{font-family:var(--mono);font-size:11px;color:var(--lime);background:rgba(63,169,255,.1);border:1px solid rgba(63,169,255,.3);padding:3px 9px;border-radius:100px}

/* animated sparkline */
.spark{width:100%;height:70px}
.spark path.line{fill:none;stroke:url(#gln);stroke-width:2.5;stroke-linecap:round;
  stroke-dasharray:600;stroke-dashoffset:600;animation:draw 2.2s ease forwards}
@keyframes draw{to{stroke-dashoffset:0}}

/* Step connector */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;position:relative}
.stepc .n{font-family:var(--display);font-size:15px;font-weight:700;width:42px;height:42px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:var(--grad);color:#07120A;margin-bottom:18px}
@media(max-width:760px){.steps{grid-template-columns:1fr}}

/* Logos strip */
.logos{display:flex;flex-wrap:wrap;gap:34px 48px;align-items:center;justify-content:center;opacity:.75}
.logos span{font-family:var(--display);font-weight:600;font-size:19px;color:#93A0BC;letter-spacing:-.01em}

/* form */
.field{margin-bottom:18px}
.field label{display:block;font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;background:var(--ink-2);border:1px solid var(--line);border-radius:12px;padding:14px 16px;color:#fff;font-family:var(--sans);font-size:15px;transition:border-color .2s,box-shadow .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--cyan);box-shadow:0 0 0 3px rgba(53,224,201,.15)}
.field textarea{min-height:120px;resize:vertical}

/* utility */
.center{text-align:center}
.mt-s{margin-top:14px}.mt-m{margin-top:26px}.mt-l{margin-top:44px}
.divider{height:1px;background:var(--line);border:none;margin:0}
.hide-sm{}
@media(max-width:760px){.hide-sm{display:none}}

/* FAQ accordion */
.faq{display:grid;gap:12px;max-width:840px;margin-inline:auto}
.faq details{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:0 22px;transition:border-color .2s}
.faq details[open]{border-color:var(--line-2)}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-family:var(--display);font-weight:600;font-size:17px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--cyan);font-size:24px;font-weight:400;line-height:1;transition:transform .2s}
.faq details[open] summary::after{content:"–"}
.faq details .a{color:var(--muted);padding:0 0 20px;margin:0;border-top:1px solid var(--line);padding-top:15px;font-size:15.5px}
/* Brand-story pull */
.pull{font-family:var(--display);font-weight:600;font-size:clamp(22px,3vw,30px);line-height:1.25;letter-spacing:-.01em;color:#EAF0FA;max-width:20ch}

/* =========================================================
   MOBILE POLISH
   ========================================================= */
@media(max-width:760px){
  .wrap{padding:0 18px}
  .section{padding:60px 0}
  .section.tight{padding:46px 0}
  .sec-head{margin-bottom:30px}
  h1{font-size:clamp(33px,8.6vw,46px);line-height:1.08}
  h2{font-size:clamp(25px,6.8vw,34px)}
  h3{font-size:20px}
  .lede{font-size:16px}
  p{font-size:15px}

  /* hero */
  .hero{padding:34px 0 52px}
  .hero h1{margin:16px 0 16px}
  .hero .lede{margin-bottom:24px}
  .hero-cta{gap:10px}
  .hero-cta .btn{flex:1 1 auto;justify-content:center;min-width:140px}

  /* spacing + cards */
  .grid{gap:14px}
  .card{padding:20px}
  .card:hover{transform:none}       /* no lift on touch */
  .cta-band{padding:40px 20px}
  .dash{padding:18px}
  .dash-row{padding:11px 0;font-size:13.5px}
  .stat b{font-size:36px}
  .marquee-track{gap:26px}
  .marquee-item{font-size:13px}

  /* buttons a touch larger for thumbs */
  .btn{padding:14px 20px}
  .btn-lg{padding:15px 24px;font-size:15px}

  /* orbs calmer on small screens */
  .orb{filter:blur(48px);opacity:.4}

  /* leave room for the sticky action bar */
  .site-footer{padding-bottom:96px}

  /* nicer mobile menu */
  .nav-links a{font-size:16px;border-bottom:1px solid var(--line)}
  .nav-links a:last-child{border-bottom:none}
}
@media(max-width:400px){
  h1{font-size:31px}
  .nav-cta .btn-primary{padding:10px 15px;font-size:13px}
  .hero-cta .btn{width:100%;flex:1 1 100%}
}

/* Sticky app-style action bar (mobile only) */
.mobile-cta{display:none}
@media(max-width:760px){
  .mobile-cta{
    display:flex;gap:10px;position:fixed;z-index:95;
    left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));
    background:rgba(11,16,32,.9);backdrop-filter:blur(16px);
    border:1px solid var(--line-2);border-radius:16px;padding:10px;
    box-shadow:0 18px 50px -14px rgba(0,0,0,.75)}
  .mobile-cta .btn{flex:1;justify-content:center;padding:14px 12px}
  .mobile-cta .btn-ghost{flex:0 0 auto;padding:14px 18px}
}